A Piece of the P2P Payments Pie

Making Sense of the Ever-Changing P2P Landscape: Where To From Here?

Person-to-person. Peer-to-peer. Pal-to-pal. Define it as you will. P2P payments are taking the world by storm, and while Generation Z is the demographic cohort expecting the most significant four-year increase between 2022 and 2026, “Zoomers” can’t take all the credit for the P2P surge. The need to send money to family and friends quickly and easily is generationally agnostic. In other words, it’s not a young people thing. It’s an all people thing.

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Do you know of any bill pay solutions that are using Visa Direct, same day ACH, and/or RTP? I would love to explore how credit unions could potentially bring the bill pay relationship in-house with the right platform. Bill pay solutions already have the end-user interface to allow members to send money to merchants and people, and have some ability to translate transactions into core account posting. 

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